Eight steps to improve your cash flow… and lifestyle in 2018!

Imagine feeling on top of your finances. Knowing you’re in a position to enjoy your life today, while also saving for tomorrow. A better cashflow could help. Here’s what you can start doing today to help you feel on top of your finances. Step 1. Set some goals Work out what you’d like to achieve […]

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Why you shouldn’t lodge your tax return before July 31st

Why you shouldn’t lodge your tax return before July 31st Over the next few months millions of Australians will be rushing to lodge their tax returns in the hope of a generous refund cheque. Whether you intend to use a tax agent or to lodge yourself through the myTax system, here are a couple of […]

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Pay off your home loan faster

Pay off your home loan faster Reducing the life of your loan isn’t difficult; there are many simple things you can do to cut years off your mortgage. Here are some tips that will help you be mortgage-free sooner than planned. Small extra repayments One of the most obvious ways to pay off your home […]

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Important changes to the superannuation rules

Concessional contributions caps 2017/18 With the new financial year underway, it’s a great time to get your salary sacrifice arrangement in place – on top of the regular super guarantee payments made by your employer. This way you’ll be able to maximise your concessional contributions and minimise your tax burden over the course of the […]

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Have you considered how the new super-caps rules will affect you from 1 July 2017?

By Dr Shane Oliver, AMP Capital’s Head of Investment Strategy and Chief Economist.   Less can go into your super from 1 July 2017 Super can be a tax-effective way to invest, depending on your circumstances. But with the current NCC caps set to reduce by about 45% from 1 July 2017, the ability to […]

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2016 – a list of lists regarding the macro investment outlook

By Dr Shane Oliver, AMP Capital’s Head of Investment Strategy and Chief Economist. Introduction 2015 saw subdued returns for diversified investors as the global economy continued to grow and monetary conditions remained easy, but worries about deflation, plunging commodity prices, fears of an emerging market crisis led by China and uncertainty around the Fed’s first […]

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A rough start to the year…seven reasons not to get too concerned though

By Dr Shane Oliver, AMP Capital’s Head of Investment Strategy and Chief Economist. Introduction 2016 has started much where 2015 left off with basically the same worries driving another bout of share market falls. Geopolitical concerns have played a role but the main issues are uncertainty regarding the Chinese economy, wariness about the Fed raising […]

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Volatility: 10 key messages for investors

10 THINGS TO REMEMBER WHEN VOLATILITY STRIKES: Volatility is a normal part of long-term investing Long-term investors are usually rewarded for taking equity risk Market corrections can create attractive opportunities Avoid stopping and starting investments The benefits of regular investing tend to stack up Diversification of investments helps to smooth returns A focus on income […]

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Nine rules for investors to keep in mind

By Dr Shane Oliver, AMP Capital’s Head of Investment Strategy and Chief Economist. Introduction Due to an obsession with Taylor Swift and then The Carpenters I decided I needed to have a Carpenters’ CD with the full Burt Bacharach medley they performed in the early 1970s. So I went to Amazon and found that it […]

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Shares and global growth worries

By Dr Shane Oliver, AMP Capital’s Head of Investment Strategy and Chief Economist. Introduction The turmoil in global investment markets has continued into this week, although the last few days have seen a bit of stabilisation and improvement in several markets. From their highs to their recent lows major share markets have now had the […]

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