We aim to take our clients from where they are today to where they wish to be, through the various stages of their lives.
Our role at CA is to understand your financial & lifestyle goals, to provide you with a plan – “Your Plan”. Outlined below are the scoped parts to Your Plan:
For most Australians the purchase of a home and owning it outright is a top priority, “The Australian Dream”.
We refer to this as Debt Management. Debt Management can assist in minimising the level and cost of debt, improve cash flow and provide tax benefits.
Superannuation is the most tax effective way to accumulate / save money for your retirement. It is the major building block of wealth next to owning your own home.
Insure the things you can’t afford to lose.
Personal risk insurance ensures you have a financial safety net in the event of death, disability, sickness or accident. Making sure you are able to pay for those everyday expenses including your mortgage, food, clothing or children’s school fees.
Non-superannuation savings are a way to accumulate wealth for retirement or other specific lifestyle purposes. Such investments can be in the form of direct investments in shares or rental properties, or indirectly through managed funds or insurance bonds.
Ensuring your estate goes into the right people is just as important as ensuring that there will be sufficient funds. It is important to get your estate into the right hands at the right time.
One of the first steps towards accumulating wealth is to assess your current level of expenditure. Ensuring that expenses are met in a timely manner will be crucial to creating a healthy habit of saving. This will create opportunities for growing wealth and provide long-term financial security.
After spending time discussing what is important to you and what you are looking to achieve, we will then build “Your Plan”. This will allow you to focus on the specific steps that will assist you to achieve your goals.
Questions to consider …
- Do you have a Plan?
- Is it Written?
- What are your goals and objectives?
- Where are you today?
- Where do you want to be?
Get Started today! Book an appointment with a CA Advisor
CA Financial Services has been handling our superannuation fund since the mid 1980s. During that time we have received excellent service and advice from Guy Cotter and his team and would recommend them to any small business looking for personalised service. Kerry Enemark - Director