Your money is too important to invest without a strategy.
Investing outside of Super is another a way to accumulate wealth for specific lifestyle purposes. Such investment can be in the form of direct investment into shares, rental properties, or indirectly through managed funds or insurance bonds.
Before making any investment decisions, you need to ask yourself a few things.
- What are your goals for the investment?
- How long do you want to invest for?
- What kind of return are you looking for?
- How would you like to invest?
- What style of investor are you?
- Do you want to diversify?
- Do you want to invest inside or outside of Super?
Diversification simply means ‘not putting all your eggs in one basket’. Any sound investment plan involves spreading your money across the different asset classes. Find out more about diversification.
Again quite simply, Volatility is when there are more than the expected rises and falls in the share market over a short period of time. Looking to limit this volatility? Specific strategies can help secure your money.
Dollar Cost Average
Dollar cost averaging is the practice of contributing funds at specific times and in specific amounts. When working towards a certain goal, this strategy can have significant results. Click for a Dollar cost average diagram.
CA can help establish what investment option is best for you
Structure – What’s best for you?
There are a number of structures CA can advise on including individual, joint and company named, as well as family trusts and superannuation. Find out which one suits your needs and the pros and cons of each of these structures.
Investment and Product Solutions
Reaching your investment goals can be done through a number of solutions and products. Some of these include Direct Shares, Bonds or Cash, Direct Property, Managed Funds, Wrap Accounts, Separately Managed Accounts, Personalised Portfolios and Capital Protected Investments. Talk to CA to find out which solution is right for you.
A strategy is necessary before making an investment decision. CA can help advise what strategy is best for you whether it’s asset allocation, gearing using equity in the home, re-investing, reducing debt against an investment, regular investments or an exit strategy.
Get Started today! Book an appointment with a CA Advisor
Carole was fantastic throughout the process of restructuring our loan. She got us a great deal and explained all the features and how we could use them. I had plenty of questions along the way and Carole answered them promptly and simply. I would recommend Carole to anyone seeking a new mortgage or financing an existing loan. Ben Harper, Nestle – Demand & Supply Planning Manager